REVIEWResolve Exchange

Which date selects the benefit menu?

DEMO

Two readings of SABS-VER-01 on HV-1102. A disputed reading goes to the person qualified to decide it; the selection writes a candidate rule, in shadow.

SHADOW v1.0VERIFIEDCOUNSEL-CONFIRMS

Reading A, the junior's memo

A. The accident dateHELD BY THE JUNIOR'S MEMO

Accident on 2026-08-14, after 1 July 2026: the post-reform menu: medical, rehabilitation and attendant care are mandatory; the rest are optional. Income replacement treated as not purchased.

THE SOURCE IT RELIES ON

DOC-1102-03, p. 1“The accident occurred after 1 July 2026, so the post-reform benefit menu applies.”

Reading B, sabs-ver-01

B. The policy renewal dateHELD BY SABS-VER-01

Policy renewed 2026-03-01, before 1 July 2026: the prior benefit set: medical, rehabilitation, attendant care, income replacement, non-earner, lost educational expenses, visitor expenses, damage to personal items, death and funeral, with caregiver and housekeeping for catastrophic impairment, until 2027-03-01, unless a written agreement changed it.

THE SOURCE IT RELIES ON

DOC-1102-02, p. 1“renewed on 2026-03-01 and runs to 2027-03-01”

SABS-VER-01, seeded text“A policy renewed before 1 July 2026 keeps the prior benefit set until its next renewal, unless changed by written agreement.”

Recommendationqualified to decide: knowledge partner; the managing partner may also decide

Reading B, the rule's reading. Confirm it against the declarations page before the client is told anything further.

Reading A writes SABS-VER-01-C2: benefit menu keyed to the accident date. Reading B writes SABS-VER-01-C1: benefit memos must cite the policy date. Either candidate is born in shadow.

Forks on the docket

FORK-HV-1044-1
Which date starts the limitation clock?
open
FORK-HV-1044-2
Could minority suspend her period?
decided outside the firm or by a document
FORK-HV-1102-1
Which date selects the benefit menu?
open
FORK-HV-1219-1
Was a claim issued before the stored date?
decided outside the firm or by a document