Limitation in 39 days: no claim issued on file

REC-HV-1200-3REVIEWEXCEPTIONSHADOW v1.0HV-1200

DEMO KEY ONLYNOT THIRD-PARTY VERIFIEDSigned with a demo key. Trust root self-published. Third-party verification: none.The demo key is not a firm key: a third party cannot rely on it.

What was checked

Rule: Basic limitation period: two years from discovery
Instrument: Limitations Act, 2002, S.O. 2002, c. 24, Sch. B, s. 4
Enforcement: reference, routes to review or escalation
Verification status: SECONDARY Basic period, two years from discoverySECONDARY Discovery: knew or ought to have knownSECONDARY s. 5(2) presumptionCOUNSEL-CONFIRMS Clause numbering within s. 5(1)
Policy sources

What it rests on

Input	Value	Basis	Source
Stored limitation date	2026-11-13	From a document
Re-derived limitation date	2026-11-13	From a document
Incident date	2024-11-13	Client said
Incident date	2024-11-13	From a document
Statement of claim issued	Not on file	Missing	no document

Deterministic reasoningno model sits here, by design

Incident dates on file: 2024-11-13 (client said), 2024-11-13 (from a document).
The safe date leads: the clock starts on the earliest date a document supports, 2024-11-13 (Police collision report). Under s. 5(2) the claim is presumed discovered that day.
Anniversary-date expiry (named assumption): 2024-11-13 plus two years is 2026-11-13, a Friday.
2026-11-13 is 39 days after 2026-10-05, inside 90 days, with no issued claim on file.

The record's slots

Confidence: From a document
Question: Is the statement of claim issuing before 2026-11-13? (lawyer)
Reviewer: empty
Tier: SHADOW v1.0 May raise a question. Cannot block, bind or stand as authority (SHADOW-01).
Outcome: empty while the file is open
Coverage: 4 documents on file, all extracted

Evidence packFalcon

A one-page PDF a carrier or the Law Society could read, and a JSON file a machine can check. Built only from this record and its sources.

This record is in shadow. The pack says so: it raises a question and cannot stand as authority.