Tribunal clock cannot start: no written refusal on file

REC-HV-1147-6REVIEWCANNOT DETERMINESHADOW v1.0HV-1147

DEMO KEY ONLYNOT THIRD-PARTY VERIFIEDSigned with a demo key. Trust root self-published. Third-party verification: none.The demo key is not a firm key: a third party cannot rely on it.

What was checked

Rule: Tribunal application within two years of a refusal
Version selected: LAT Rules, effective 17 November 2025
Instrument: SABS s. 56; Licence Appeal Tribunal Rules, s. 56; LAT Rules, current version effective 17 November 2025
Enforcement: reference, routes to review or escalation
Verification status: SECONDARY Tribunal rules versionCOUNSEL-CONFIRMS s. 56 wording
Policy sources

What it rests on

Input	Value	Basis	Source
Written refusal from the insurer	Not on file	Missing	no document

Deterministic reasoningno model sits here, by design

No written refusal on file.
Without it, the two-year date cannot be calendared.

The record's slots

Confidence: Missing
Question: Has the insurer issued a written refusal? (benefits clerk)
Reviewer: empty
Tier: SHADOW v1.0 May raise a question. Cannot block, bind or stand as authority (SHADOW-01).
Outcome: empty while the file is open
Coverage: 5 documents on file, all extracted

Evidence packFalcon

A one-page PDF a carrier or the Law Society could read, and a JSON file a machine can check. Built only from this record and its sources.

This record is in shadow. The pack says so: it raises a question and cannot stand as authority.