OVERTURE PIHale & Voss LLPDEMO
SOVEREIGNSHADOWHV-PB 2026.10

Limitation in 68 days: no claim issued on file

REC-HV-1129-3REVIEWEXCEPTIONSHADOW v1.0HV-1129
DEMO KEY ONLYNOT THIRD-PARTY VERIFIEDSigned with a demo key. Trust root self-published. Third-party verification: none.The demo key is not a firm key: a third party cannot rely on it.
What was checked
Rule
Basic limitation period: two years from discovery
Instrument
Limitations Act, 2002, S.O. 2002, c. 24, Sch. B, s. 4
Enforcement
reference, routes to review or escalation
Verification status
SECONDARY Basic period, two years from discoverySECONDARY Discovery: knew or ought to have knownSECONDARY s. 5(2) presumptionCOUNSEL-CONFIRMS Clause numbering within s. 5(1)
Policy sources
What it rests on
InputValueBasisSource
Stored limitation date2026-12-12From a document
Re-derived limitation date2026-12-12From a document
Incident date2024-12-12Client said
Incident date2024-12-12From a document
Statement of claim issuedNot on fileMissingno document
Deterministic reasoningno model sits here, by design
  1. Incident dates on file: 2024-12-12 (client said), 2024-12-12 (from a document).
  2. The safe date leads: the clock starts on the earliest date a document supports, 2024-12-12 (Police collision report). Under s. 5(2) the claim is presumed discovered that day.
  3. Anniversary-date expiry (named assumption): 2024-12-12 plus two years is 2026-12-12, a Saturday.
  4. 2026-12-12 is a Saturday. Holiday roll-forward under DATE-01 would give 2026-12-14; the calendar keeps 2026-12-12, the earlier date.
  5. 2026-12-12 is 68 days after 2026-10-05, inside 90 days, with no issued claim on file.
The record's slots
Confidence
From a document
Question
Is the statement of claim issuing before 2026-12-12? (lawyer)
Reviewer
empty
Tier
SHADOW v1.0 May raise a question. Cannot block, bind or stand as authority (SHADOW-01).
Outcome
empty while the file is open
Coverage
4 documents on file, all extracted
Evidence packFalcon

A one-page PDF a carrier or the Law Society could read, and a JSON file a machine can check. Built only from this record and its sources.

This record is in shadow. The pack says so: it raises a question and cannot stand as authority.